Synergy has access to all buy to let second charge loans on the market and we’re confident that if we can’t place your enquiry with one of our lenders, no-one can

As a mortgage adviser you may be familiar with the range of products available to you from your buy-to-let providers but did you know that specialist buy to let second charge loans are also available which may be appear on your usual panel?

Property Type:

  • Any property type – including Semi-Commercial and ex local authority.
  • No minimum property valuation.
  • Property currently uninhabitable accepted.
  • No maximum property portfolio limitation.
  • Lending available in England, Scotland and Wales.
Income Proof:
  • Rental coverage from 110%.
  • Rental opinion accepted for untenanted properties.
  • Rental income can be supplemented by employed / self employed income.
  • Any legal purpose including tax bills and purchase other properties and deposits.
  • Adverse credit accepted.
  • First and second charges available.
  • Ex-pats landlords accepted.
  • Loans available from £10,000 – £1,000,000.
  • LTV up to 75%.
  • Equitable charges available.
  • Capital and interest only available.
  • Up to age 80 at application.


If you have buy to let second charge loans enquiry that you’d like to discuss please don’t hesitate to contact us