Construction Finance

Cash advances against Uncertified Applications for Payment.

Our team of construction industry experts supports the growth aspirations of first tier subcontractors, helping them overcome the cashflow problems associated with this industry.


  • Cash advance upon raising an Uncertified Application for Payment – the facility can provide funding of up to £3,000,000
  • Ensures regular cashflow allowing you to take on future contracts without over-stretching.
  • Enables you to negotiate prompt payment discounts with suppliers – some clients discover that these savings more than cover our fees
  • Complete cost transparency of pricing and prepayment percentages with no hidden extras
  • Live access to your account information 24/7 – accurate real time information that shows how much funding is available
  • Totally confidential – main contactor unaware of our involvement

How It Works

Send Us Your Applications

When you raise an Application for Payment just send us a copy.

We Send You The Money

We can advance you a percentage of the money tied up in that Uncertified Application the next working day.

The Main Contractor Pays

You receive the full amount of the Application minus any charges associated with the facility.

Why you’ll like dealing with us?

Synergy Exchange have been fantastic, really friendly, really helpful, everyone we’ve dealt with has been ever so good. They’re very professional, but also very accommodating. The facility allows us to draw against applications for payment, pre-certification which has really helped our cashflow.